debt consolidation advice australia

Debt Consolidation & Refinancing Guide

... may qualify for an unsecured debt consolidation loan. The qualification criteria for unsecured ... Who qualifies for a secured debt consolidation loan?Secured debt consolidation loans are intended for people ...

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Debt Consolidation

... Consultation What does a debt consolidation loan do? A debt consolidation loan can bring your existing ...

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How to Get out of Debt

Getting out of Debt How to get out of debt Personal debt is at ... get out of debt. Many find themselves burdened with loans and credit ...

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Debt Solutions

... your feet sooner Mortgages, car loans, hire purchases, credit cards, merchant ... average household is juggling multiple debts. Even high income households can ...

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How to Reduce Debt

How to reduce debt How to reduce debt Everyday life is complex enough ... about enjoying life again.A good debt reduction plan will allow you ...

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Struggling with credit card debt? Some of your options.

... you thinking about a debt consolidation loan or a credit card balance ... reading “Struggling with credit card debt? Some of your options.” ... even the most well-intentioned people.) Debt consolidation loan If you have a mortgage ... require a debt consolidation loan to be secured by real estate. Unsecured debt consolidation loans tend ...

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What can you do if your mortgage gets behind?

... , Fitch, recently reported that home loan defaults jumped up by 12.5 ... ... options like debt consolidation, but do so very carefully. A debt consolidation loan might free ... of debt through budgeting and without taking on more loans. Ask for advice ...

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Personal Loan Repayment Calculator

... a car loan, debt consolidation loan, equipment loan or other type of personal loan? Use this ... : Choose the loan purpose (car, personal, debt consolidation or equipment finance)Loan amount (how ...

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Lessons from Greece

Unmanageable debt can creep up on anyone. ... ... countries alike, this may include debt renegotiation to make the payments ... an individual seeking a bad debt consolidation loan—the loan may provide some immediate ...

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Making sense of the banks’ mumbo jumbo

Want to get a home loan? Confused by all the different mortgage products?  Here’s a handy translation guide for making sense of the banks’ mumbo jumbo. ... helpful translations. Interest-only loans are exactly that. The loan payments cover interest ... offer MyBudget clients home loan refinancing, debt consolidation and loans for mortgage or business ...

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Making sense of mortgage jargon (part 1)

... is here to demystify home loan terminology and explain what the ... ... Doc describes a Low Documentation Loan, which is designed mainly for ... offer MyBudget clients home loan refinancing, debt consolidation and loans for mortgage or business ...

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Leah McNamara: living the dream

It's unfortunate that for lots of people work is drudgery. Another day another dollar, a means to an end. It can feel even more unfair that the rarified few who get to ... disconnected and I had some debts, but then it totally changed. ... did stints in personal budget consulting, office management, and numerous project ...

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Budgeting for retirement: Is $1 million enough?

Is $1 million in superannuation savings going to be enough to fund a comfortable retirement? Well, that might depend on how you define “comfortable.” This information ... a modest retirement. According to consulting firm Deloitte, taking future inflation ...

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Dangers of going guarantor

... off a $150,000 bank loan which they guaranteed … Continue reading ... ... capacity to repay the debt? How will the loan money be used ... and cost to get professional advice from a lawyer or accountant. ...

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RBA interest rate cut: what does it mean for you?

Yesterday, the Reserve Bank of Australia (RBA) cut the official interest rate by 0.25% to 3.0%. What does that mean for you and what will interest rates look like in ... responses do not constitute financial advice. The information provided is of ... MyBudget clients home loan refinancing, mortgages, and car loans with flexible terms ...

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How to get a default removed from your credit file

After writing a post about how to check your credit report, I got a number of questions from people including is credit repair possible? And can default listings and ... , which includes bankruptcy and formal debt agreements, and; Defaults. A default ... do for free. My best advice for improving your credit rating ...

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Wedding gifts: how much should you spend?

I recently read about a wedding gift incident in Canada that went viral. The story goes that a man and his girlfriend went to the wedding of an ex-colleague. Their wedding ... newspaper inviting readers for their advice. It begs the questions: How ... – certainly don’t go into debt for it. See my wedding ...

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Caught in a cash crisis? The problem with payday loans.

... week from people experiencing a debt hangover from Christmas and New ... crisis? The problem with payday loans.” ... consumers are familiar with loan products (home loans, car loans etc.) that advertise ... way out of debt without taking on new loans or further damaging ...

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Gym junkie or junk the gym?

A sure-fire tip for better budgeting is to separate your essential expenses from your optional ones. It's usually obvious which side of the page an expense belongs on ... factors. It goes without saying: Consult your doctor before attempting exercise ...

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10% discount on tax services + answers for free!

It's nearly tax time and, after the Federal Budget, I imagine that a lot of people are going to have tax questions. Here are some ways to get tax advice for free ... some ways to get tax advice for free or at a ... with MyBudget handling paying our debts we were able to increase ...

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Manage good debt, minimise bad debt

Good vs. bad debt Living a life which is ... , clothes … Continue reading “Manage good debt, minimise bad ... ... between good debt and bad debt. Good debt is usually associated with loans for ... from it. Bad debt is usually associated with loans for things that ...

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What to do if your car payments are falling behind

Are you behind in your car loan payments? Are you afraid of having your car repossessed? Let’s look at your options. ... new loan when your aim should be to eradicate your debt.) The ... of debt using a credit card or taking out more loans is ...

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Debt agreement ads: investigation exposes fox in sheep's clothes

... some Australia's most high profile debt agreement administrators and found that ... consequences of bankruptcy and debt agreements.” Part IX ... credit report listings; Indicates that debt agreement administrators are balanced or ... into a debt agreement have only sought advice from a debt agreement administrator ...

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Too many bills, not enough money

... very important to me. The advice outlined in this article–what ... ... very important to me. The advice outlined in this article–what ... to prioritise their bills and debts, most people say that their ...

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First home buyers get into further debt

... five have racked up extra debt on top of their mortgage ... home buyers get into further debt” ... line of credit (a revolving loan secured against your property) or ... your goals while minimising your debt exposure. We're always here to ...

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