creating a budget for repayments - 33 matching results

Struggling with credit card debt? Some of your options.

Are you struggling with credit card debt? Are you thinking about a debt consolidation loan or a credit card balance transfer? Both options come with pros and cons. Let ... debt consolidation reduces your combined repayments to free up cash flow. ... having a personal or household budget in place, debt consolidation or ...

read more

Home Loan Repayment Calculator

... estimate loan repayment figures and how much time and money you could ... Money' and our 'Complete Guide to Budgeting.' To use the Home Loan Repayment ...

read more

The Santa factor: Managing kids' Christmas expectations

... list went on. Being a budgeting type, I've talked to my ... … Continue reading "The Santa factor: Managing kids' Christmas expectations" ... manage kids' expectations without undoing the magic of Christmas or your budget. ... year? Children who earn pocket money might be expected to set ...

read more

What’s in your credit report? (infographic)

Your credit report stores information about your debts and repayments - information that creditors use to measure your creditworthiness. Let's take a closer look ... March 2014, creditors may report repayment history information. Payments more than ... credit rating with a customised budget plan designed to pay all ...

read more

How and why to check your credit report

... to collect information about your repayment history on consumer credit payments. ... ... to collect information about your repayment history on consumer credit payments. ... comes to credit repair, but budgeting is the best way to ...

read more

Life after bankruptcy—an interview with Girl Bankrupted

"My first full day of bankruptcy was surreal. I didn't feel any different but I had a sense that somewhere, somehow, the machinations of the world outside were groaning ... and its far-reaching consequences through budgeting. When it comes to bankruptcy ... managing all my admin. I'd rather have someone else manage that [my money ...

read more

Making sense of the banks’ mumbo jumbo

Want to get a home loan? Confused by all the different mortgage products? Here's a handy translation guide for making sense of the banks' mumbo jumbo. ... property investing because interest-only loan repayments (when compared with combined principal ... home loan and saves you money in interest charges. Imagine you ...

read more

First home buyers get into further debt

So you've just bought your first home. Congratulations, it's a huge milestone. Now what comes next? The Australian newspaper has reported that a survey of first home ... cheap home improvements that your budget allows—paint a room, make ... pay more than the minimum repayment required on your mortgage. Consistently ...

read more

Important changes to credit reporting: advisory bulletin

... to collect information about your repayment history on consumer credit payments. ... ... December 2012. What is Repayment History Information? Repayment history information includes: The ... discuss any shortfalls in your budget with you, giving you the ...

read more

Credit card costs become clearer

There are approximately 20 million debit cards and 40 million credit cards or charge cards on issue in Australia. Combined, we use them to make about 10 million transactions ... implications of making only minimum repayments. Credit card statements will become ... using them. With a proper budget in place you can start ...

read more

Caught in a cash crisis? The problem with payday loans.

January is one of the busiest times of the year at MyBudget. We'll receive hundreds of phone calls a week from people experiencing a debt hangover from Christmas and ... temporary money shortage. Payday loans get their name because the loan repayments ... cycle can be broken. Through budgeting, most people can pay their ...

read more

Home Loans

... reach their financial goals through budget management.There was a clear need ... be an effective way of managing your finances. Generally, home loans ...

read more

Home Loans

... reach their financial goals through budget management.There was a clear need ... be an effective way of managing your finances. Generally, home loans ...

read more

Too many bills, not enough money

... "Too many bills, not enough money" ... a personal budget A long-range budget will show you where your money is ... going and help you take control of your finances. Managing ...

read more

Budgeting time: the cost of technology

Time. Even more than money, it's the one thing everybody ... 12.9 hours on … Continue reading "Budgeting time: the cost of technology" ... occurs when we analyse a budget over the long-term. In this ... towards managing time better. Time is money, but it's more than money. It's ...

read more

Sole parent trying to make ends meet

This is Lisa-Ann, a MyBudget client living in Western Australia with her young daughter and son. I asked Lisa-Ann if I could share her story with you because her situation ... tells me. “But eventually I managed. I cut down on certain ... : “Some people aren't good at managing money and I'm one of them. ...

read more

The 7 Habits of Great Savers

... saver? If you have any money at all in the bank ... ... destination) with the benefits of budgeting (creating a detailed plan). For ... safety net represents. It's about managing your money consciously to achieve the ...

read more

5 dangers of balance transfers

When you're drowning in credit card debt, a 0% balance transfer can feel like a lifeline. And sometimes it is. But there are also lots of people who find themselves even ... the consumer is that their repayments directly reduce the principal which ... of your money. The only way to do that is through budgeting.

read more

Drive down car costs

Over the last few years, motoring associations across the country have reported that the cost of owning a car is skyrocketing. After factoring in petrol, interest charges ... only will it save you money on interest and loan charges ... affect your budget. You'll need to include registration, insurance, loan repayments (if ...

read more

Want to find out more about MyBudget?

Get in touch and book your free consultation today!

Find out more about MyBudget. Speak to us today. 

We can answer your questions and show you how easy it is to get started. 

Get started!
Call us now
1300 300 922

Want us to contact you?
We'll call when it suits you. 

Call Me