How MyBudget Works

How MyBudget Works

Nearly everybody worries about money at some point and, with life being so busy, it’s easy to let your finances slip. But what if managing your money was worry-free and easy? How good would that feel?


Well, MyBudget’s mission is to help you achieve exactly that: the life you want, free from money worries. And as proof, we’ve already helped more than 70,000 people across Australia get financially fitter.


So how does MyBudget work?

We start by designing a customised budget plan based on your situation and what you want to achieve. No matter what your aim is — saving, getting out of debt, stopping creditors, freeing up time, or simply being better with your money — we’ll help you explore your options and design a “road map” to achieving your financial goals.

Please call us on 08 8214 4265


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Our budget consultation service costs nothing and there’s no obligation to join. At the end of your free consultation, you’ll have a clear picture of what you can achieve with your money over the next 12-months and beyond.

If you’ve tried budgeting before and found it didn’t work, don’t worry. Our approach is different. Our world class budgeting platform takes into account all of your income and expenses over a 12-month period and flexibly manages all of your financial priorities, while our caring budgeting experts show you how to make the most of your money.


Pay your bills on time, have savings in the bank and ensure that you always have enough money for living

If you do decide to join, we can manage your budget for you. With the MyBudget mobile app, you have 24-7 access to your exact financial position and future outlook, with all your bills, expenses, savings and goals mapped out before you.

Make a change to your budget and see your short and long-term projections change before your eyes. Don’t worry about setting aside savings or paying bills manually — it gets done directly from your budget. Got a question? Call or message your support team for advice. If required, we can even speak with your creditors about affordable payment arrangements. It’s like having a personal trainer for your money who keeps you on track and does all the heavy lifting for you.


No long-term contracts and a money back guarantee, so there’s nothing to lose

We’re committed to making money management personal and easy, with all the information you need right at your fingertips. And because we’re confident of making a positive difference in your life, we promise no long-term contracts and a money back guarantee. We do all the hard work and heavy lifting so you can live the financially fit and abundant life you deserve!

Watch the video to learn more or request your free personal budgeting consultation now.


We analyse your situation and design a plan that achieves your goals.

Until you’ve examined your finances in detail, it’s difficult to determine your exact financial position. At MyBudget, the budget plans we prepare are true long-range money management plans. The plan projects your finances over a 12-month period. So you have a clearer picture of what your future looks like, not just how your budget is week-to-week.

What will you do with your savings? Reduce your mortgage? Invest in shares? Take a holiday? Or simply enjoy the feeling of satisfaction that comes with having savings to fall back on.

Personal budgeting is the only way to truly gain control of your money and your financial future.

The benefits of personal budgeting:

  • Personal budgeting is the only way to gain a thorough understanding of your financial situation.
  • Personal budgeting ensures that you always live within your means, and provides a safety net for inevitable changes in life or when things go wrong.
  • Personal budgeting is the key to accumulating savings and achieving your financial goals.
  • Personal budgeting is one of the most effective methods for paying down debts and avoiding ongoing debt in the future.

Thousands of people come to MyBudget every year seeking our support and advice about managing their money. We can provide structure, support and guidance to help you get on track.

Get expert help from people who care.

MyBudget strives to find a solution for every individual. Unlike an App or spreadsheet program, our experts create a plan that’s specially designed to address your needs and priorities.

We also understand that the hardest part about budgeting is sticking to it. That’s why we do the legwork for you. We can manage your budget, pay your bills, save for you, and communicate with your creditors, if necessary.

Succeeding is easier when you have a team of experts supporting you along the way!