Credit card debt

Do you have credit card debt and are looking for options?
We can help!
Get started with a FREE

tailored budget plan

  • Initial 10 min chat
  • Private & confidential
  • Obligation-free
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For 25 years, MyBudget has helped 130,000+ Australians fast track their financial goals by reducing their debt and building savings.

For 25 years, MyBudget has helped 130,000+ Australians reduce debt and grow savings.

Last year we saved our clients over $350,000 in credit card and personal loan repayments.

How we can help with credit card debt…


Pay off your credit card faster

We find the right credit debt solution for you, so that you pay down debt faster.


Credit card debt solutions

We put a plan in place based on your needs. We’ll build a budget that can help you achieve this without compromising your lifestyle.
ames australasia

Get creditors off your back

We stop the unwanted phone calls and take the stress away.
50 percent off

Credit card consolidation

We can explore consolidation options which can reduce your total repayments and get you back on track.
christmas budget calculator

Improve credit score

Improve your credit score with a budget plan that keeps you on track with your credit card payments. On-time payments are key in improving your credit score.
You don’t have to do it alone
We are with you every step of the way. We care about supporting you to reduce your debt stress, so you can spend more time on the important things in life.
debt solutions
Megan & Creagh | Clients since 2018

Pay down credit card debt

  • Pay off your credit card debt faster
  • Reduce your total repayments
  • Gain greater control of your money
  • Get creditors off your back
  • Stay on track.
Don’t just take our word for it

We’re often featured in many trusted sources

“We were struggling with credit card debt and sinking very fast. We contacted MyBudget and now we are set. We go on holidays and enjoy eating out. They got us out of our financial disaster. It is hard to start with a strict budget but you will be rewarded with financial security.”

SusanMyBudget Client
“It’s overwhelming how much stress I was under before MyBudget. Having money but still not able to break out of the week to week struggle. Knowing our bills are paid on time let alone have savings. Is the best feeling ever. I can’t even describe it. I would recommend MyBudget to anyone. Stress and worries gone cannot thank you enough”

CaseyMyBudget Client
I have my finances under control thanks to them. Already paid of 2 credit cards and soon will have the third paid off as well. Highly recommended!

Dani CJoined May 2021
12 months on we actually have savings in the bank and not have any debts hanging over our heads. No loans, no credit cards no outstanding bills.

DenizJoined Dec 2021
MyBudget has helped us get out of debt and concentrate on the future.

Shane BrownJoined Sep 2021