How much does MyBudget cost?

Your first consultation with MyBudget is always free.


During this consultation, we'll work through your existing financial position, understand your goals and provide a pathway to achieve them.


If you decide to proceed with our personal budgeting service, MyBudget will charge an amount to cover the cost of providing the structure, support and guidance necessary for you to live your life free from money worries. These fees vary depending on what you need and the complexity of your financial situation.


The fees are budgeted into your plan and spread out over time, so there's no need to pay upfront.  This will all be made clear in your initial consultation so there will be no surprises.

Nothing, $0, zilch for your free consultation and budget plan

We exist to improve the financial health of our community, so our fees are designed to be affordable. They're spread over time and you don't need to pay upfront to get started. If you decide at the end of our consultation not to proceed, that's fine too. You’ll walk away with a detailed, free budget plan!

We'll examine your financial position in detail during a free ($0!), no-obligation consultation and present a comprehensive budget plan that outlines your options to clear debts, start saving and achieve your financial goals. There’s no obligation and the plan we create is yours to keep for free, regardless of whether you become a client.


How much is financial stress or debt costing you?

Sleepless nights? Relationship tension? Missing the fun in life? Late fees and interest? Our fees may be a small price to pay for peace of mind.


By working with you to build savings, reduce debt and make your money work better for you, we are confident that you'll be far better off because of the assistance that MyBudget has provided.


Our fees are designed to be affordable. After all, we're here to improve your financial position, not make it worse. 


Some figures to consider

The average Australian pays roughly $700 in interest on their credit card each year - if their interest rate is between 15 and 20%. And that’s just your credit card debt! If you’re making the minimum repayments on a $4,400 credit card debt, it will take you roughly 31 years to pay it off at a cost of around $14,900 in interest!*


We do charge fees to provide our services to you. However, these are budgeted into your plan and spread out over time, so there's no need to pay upfront. Our fees are a fraction of what you could pay in interest and late fees over the lifetime of your debts.

*ASIC, August 2016


How do I know what the fees will be?

Our fees vary depending on your needs and the complexity of your financial situation. They will be clearly outlined in your agreement with us so you'll know exactly what they are. During your initial consultation, your consultant will be able to show you what fees will apply, and how they'll fit into your budget.


Our job, simply put, is to improve your financial health. We need to charge to be able to provide our life-changing services, but the goal is always to help you live the life you deserve, free from money worries.


Great value for money

"The fees at MyBudget are really minimal. They're great value for money and it has allowed me to get my life back. You can't put a price on that." - Dan, MyBudget client


You have peace of mind that your financial situation is being managed by specialists. The benefits are not just financial. Many of our clients report that they feel less stressed about their finances as they see how we'll work with them towards achieving their financial goals. We want to take the worry out of managing your money.

You are not locked into a long term contract

Our clients choose to stay with us because they're exceptionally satisfied with our service, excited to be paying off their debt, building their savings and achieving their financial goals.


Once clients achieve their first financial fitness milestones, we work together to reassess their situation and build a pathway to the next level of financial freedom.


This is why clients stay with MyBudget well beyond eliminating their debts and building their savings. We continue to add value to their lives and take the worry out of managing their money.

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