MyBudget are a tool to help you learn and get on track. I have found them to be fantastic and all it takes is communication to let them know of any bills or changes and it is done that day. They don't have super powers (or a money tree) to fix your problems!! I've contacted them every day some weeks and they have been super helpful. I can see a light at the end of the tunnel and I feel lighter and happier than I have for years!!! I still watch what's happening with my budget every day, ultimately it's your money they can only stretch it so far!! Thank you thank you thank you MyBudget you have lowered my stress levels for the first time in years!!!!!