Financial hardship can happen to anyone. It doesn’t matter which walk of life you are from. It happens to individuals, to small business, big corporations and even the governments of countries!
Why does it happen to people? There are many reasons. An unexpected bill. Poor financial decisions. Mismanagement. Bad timing - a death, a birth, a separation. Some people gamble, some party too much… Others like cars or clothes… the “It looks fantastic, lets put it on plastic” attitude of today means that credit card debt is at epidemic proportions in Australia and the interest is running.
Most of us have had no formal training in managing our money. Its not generally taught in schools and often parents either did not pass on their knowledge or have no better money management skills than their children. It’s hard to be good at something when you were never taught it.
One of the most important things to realise is that a loan is usually not the answer. It depends on your circumstances but generally it makes little sense to try to get out of debt by getting further into debt.
Being in debt is a very stressful experience. Debt causes tension in families and puts pressure on relationships. Juggling bills, going without, missing payments and handling demands from creditors. It’s generally a spiral that worsens over time.
MyBudget can help anyone who has a regular income. This may be a wage, a salary or a government benefit. We have clients who are single, have a family, are married or separated. We deal with casual workers, professionals, pensioners and people on unemployment benefits. It doesn’t really matter who you are or what you do.
Click on the testimonials link below and see how we have helped people like you
>FAQ’s - Frequently Asked Questions
Take the next step and get on top of your finances >Lets go!