Help you to Stop Living Week to Week

Do any of these statements sound familiar?

• I can never get ahead.
• There’s never any money left over to save.
• I use my credit card when money runs out.
• I’ve had to borrow money to get by.
• We eat into our savings just to survive.

If you can identify with any of those situations, you aren’t alone. Thousands of Australians approach MyBudget every year because they’re tired of living week-to-week. Even households with good incomes can struggle to make ends meet.

People tell us how financial stress has taken the fun out of life. They want to be able to afford life’s necessities as well as a few simple pleasures without always worrying where the money will come from—dinner with friends, school excursions for the kids, Christmas presents, a holiday.

MyBudget will show you that you can relieve your financial stress and put the fun back into life. Personal budgeting may not sound like fun, but we promise that it’s actually incredibly rewarding and the key to feeling great about your financial future.

We’re here to relieve your financial stress, not add to it. MyBudget’s advice is independent and free.

Until you’ve examined your finances in detail, it’s very difficult to determine your exact financial position. You might be thinking “But I’ve tried to budget before. It didn’t work.” The personal budgeting plan we develop for our clients is very different to the type of budget most people prepare for themselves.

The budgets we prepare are true money management plans. As well as taking your household and daily living expenses into account, your budget plan will detail your finances over a 12 month period. This is the only way to determine the true direction in which you’re heading.

We will work with you to determine if you are over-committed and identify areas where you may be able to cut back. We can calculate what level of income you need to maintain your lifestyle and work with you on strategies to develop extra income.

If extra income is not an option, we can examine renegotiating repayments with your creditors to help you get back on track. Our advice is independent so we will examine all of the possible debt solutions that apply to your situation including, if applicable debt consolidate options and other ways to get out of debt.

It starts with a free, confidential consultation. Our personal budgeting specialists will give you a deep insight into your financial situation and present a range of tailored recommendations to you. There is absolutely no cost or obligation associated with this service. In fact, if you decide not to proceed with MyBudget, your customised budget plan and our recommendations are yours to keep for free.

A realistic and workable personal budgeting plan.

A personal budgeting plan will only work if it’s realistic and sustainable. During your free consultation, MyBudget will help you develop a budget based on your financial goals. Every budget plan is designed to be workable and sustainable, and carefully based on the information you provide to us about your income and expenses.

It may sound counter-intuitive, but most people find that having set amounts of money allocated to their day-to-day living expenses leads to a sense of financial control and freedom. Tracking expenses becomes much easier. They quickly see themselves getting out of debt, learning how to save and breaking the cycle of week-to-week living.

They not only have enough to live, they have enough to pay for their weekly, fortnightly, monthly, quarterly and annual bills on time. There are no more late fees, no more harassing phone calls from creditors, no more reminder notices in the letterbox, no more money-related stress. There’s also money for life’s pleasures because your personal budget plan takes your lifestyle choices into account.

Remember, MyBudget provides this service to members of the public for free. There’s no cost and no obligation. Whether you become a MyBudget client or not, the personal budgeting plan and advice we provide to you are yours to keep at no charge.

Why is MyBudget so successful at helping people get on top of their finances?

MyBudget clients experience incredible levels of success because we do the heavy lifting for them. We manage our clients’ money on their behalf by ensuring that their bills are paid on time, creditors are taken care of, savings are deposited and, most importantly, that there’s always enough money to meet living and lifestyle expenses. Think of MyBudget as your dedicated personal trainer. But instead of simply designing a program, we do the hard work for you. All you have to do is notify us when a new bill comes in.

Your budget is also designed to be flexible. We recognise that your life will change and your budget will need to be able to change with it. Our friendly team is here to help at any time. No question is ever too big or too small.

MyBudget takes the stress away so that you can focus on living. Spend time with your family, enjoy your hobbies, relax and take pleasure in the knowledge that you’ve taken control of your finances.

MyBudget helped Jem take control of his finances through personal budgeting. We can help you, too.

Jem’s poor money management skills meant that he had unmanageable debt and no savings. Since joining MyBudget, he hasn’t had the phone or internet disconnected and he’s finally able to enjoy an active social life.

Stop living week-to-week. Book your free consultation today.

A free consultation with MyBudget is an opportunity to gain deep insights into your financial situation and all of your options. Even if you decide not to become a MyBudget client, the budget plan we prepare for you is yours to keep at no charge.

Change doesn’t have to be difficult. The first step is always the hardest, but in this case it’s as simple as making a phone call. Take the step today to get out of debt and start saving. It’ll be the best decision you’ve ever made.