Help with Personal Loan Debt

There are all sorts of reasons that people take out personal loans. It might be to buy a car or a boat, to take the kids on a holiday, pay for surgery or, very often, to consolidate other debts.

Debts, however, have a habit of snowballing. Everything is fine until one day you find yourself living pay-to-pay and constantly juggling money between your personal loan repayment, mortgage, car payment, electricity bill, mobile phone account and credit card. Creditors start chasing you, you begin losing sleep with worry, every waking hour is consumed with stress.

At MyBudget we understand what it’s like to need debt help.

debt stress is an all-too common scenario for many households. Financial trouble is one of the leading causes of stress and divorce in Australia. At MyBudget, we observe the effects of debt stress every day. In fact, more than 65 percent of MyBudget clients have a personal loan debt for which they require debt help.

We’re here to say that you don’t have to struggle in silence. MyBudget has provided debt help to tens of thousands of people just like you. Their finances are back on track and yours can be, too.

Debt help that eliminates financial stress and worry.

MyBudget’s approach to debt help is to fix the underlying financial problem and to eliminate your stress and worry at the source. Our debt help strategies take into account the big picture. We look at your whole financial situation and create a realistic financial plan that addresses all of your concerns.

It starts with a free consultation where we will assess your financial situation in detail. As well as analysing your income and expenses, we closely examine your debt situation. Even if you decide not to proceed with MyBudget’s debt help, your customised budget plan and our independent advice are yours to keep for free.

If you do become a MyBudget client, we can communicate with your creditors on your behalf and negotiate realistic payment plans with them—repayments based on what you can afford. Our vast experience in debt negotiation means that we know what sorts of terms are achievable. In 2011 alone, we successfully renegotiated over 220,000 payments to creditors for our clients. In many instances, we can negotiate for interest rate and repayment reductions or even arrange for payments to cease for a period of time while you get back on track.

Why is MyBudget’s approach to debt help so successful?

It’s easy to put a budget together; the hard part is sticking to it. The success of MyBudget’s model is that we do the heavy lifting for you. In 2011 alone, we managed over 1.5 million payments and $250 million in salaries on our clients’ behalf. We make sure your bills are paid on time, your debts are repaid, and that there’s enough money to cover your living expenses.

Our long experience in putting people’s lives back together means that we know all of the debt help strategies that are available to you. We have all the information to start tackling your debt problems today. MyBudget even has a Debt Help Savings plan, which means that you can begin saving while paying down your outstanding debt.

MyBudget’s debt help put Lesley in control of her finances. We can help you, too.

Lesley joined MyBudget after 10 years of overspending had left her with unmanageable personal debt. With MyBudget’s help, Lesley is now on top of her finances and looking forward to a bright and debt-free future.

Reach out for debt help today.

A free consultation with MyBudget is an opportunity to gain deep insights into your financial situation and all of your options. Even if you decide not to become a MyBudget client, the budget plan we prepare for you is yours to keep at no charge.

Change doesn’t have to be difficult. The first step is always the hardest, but in this case it’s as simple as making a phone call. Take the step today to get out of debt and start saving. It’ll be the best decision you’ve ever made.