Online Money Management Services

Handling money, earning money, and paying for things with money are simple facts of life. Yet money management is rarely taught at school. Instead, we generally learn our money management skills from our parents or carers, by teaching ourselves and through experience. It’s unfortunate then, that some of life’s lessons are not as easy as others.

If you’re struggling with money management, you’re not alone.

Thousands of people approach MyBudget every year with money management issues. Their specific circumstances differ, but many of the underlying concerns are the same.

Do any of these statements describe your situation?

• You feel like your finances never improve.
• You’re tired of constantly trying to make ends meet.
• Your debts have snowballed.
• You have no savings.
• You support a family on one income. (Read Lisa-Ann's story)
• You've fallen behind in your bills.
• You’re not in control of your finances.
• You want to save and get ahead.
• You want to stop worrying about money.

You’re not alone. Thousands of people come to MyBudget every year with these sorts of money management concerns.

Different stages in life demand different money management strategies.

Some people develop poor money management habits over a number of years; others get caught out by sudden change:

• Job loss
• Reduction in income
• Divorce or separation
• Unexpected illness
• Death of a family member
• Birth of a child
• Retirement
• Overspending

Different stages or events in our lives bring different challenges that demand different money management strategies. MyBudget can help you identify the right strategy and formulate a plan that puts you back on the road to financial control.

MyBudget specialises in smart, everyday money management.

MyBudget has helped tens of thousands of Australians get on top of their finances through better money management. One of the keys to our success is that we eliminate our clients’ stress and improve their financial situation without getting them into further debt.

We start by assessing your financial situation in detail at a free consultation. As well as analysing your income, debt and expenses, we also examine and prioritise your bills. We then develop a complete working budget for you. It represents an immediate and long-term financial plan which is based on your goals and your specific situation.

There’s no charge for this service. Even if you decide not to become a MyBudget client, the budget plan we prepare for you is yours to keep for free.

Why is MyBudget’s money management approach so successful?

People tell us all the time, “I’ve tried making a budget, but it never seems to work.” That’s because making a budget is the easy part—sticking to a budget is what’s hard.

Our clients experience incredible levels of success because MyBudget does the heavy lifting for them. In 2011 alone, we managed over 1.5 million payments and $250 million in salaries on our clients' behalf. We manage our clients’ money on their behalf by ensuring that their bills are paid on time, creditors are taking care of, savings are deposited and, most importantly, that they have enough money to meet their living expenses.

When you become a MyBudget client, you don’t lose control of your money, you take control of it. You know exactly where your money is going and that your bills will be paid on time.

You still have money in your pocket to cover your living and lifestyle expenses—a weekly amount that you decide on with your personal budgeting consultant. You can request extra money as needed, and you’ll always know how much surplus you have in your budget.

You can view your budget plan 24 hours a day, seven days a week via our secure
Client Website. You can log into your account at any time to view your savings, payments and other transactions. After all, tracking your own progress is a vital aspect of good money management.

As MyBudget works away in the background, you learn valuable money management skills that ultimately become lifelong habits. Many of our clients observe that through MyBudget they learnt to understand the value of money, to control their spending, stop living on credit, set and achieve savings goals, and finally live free of financial stress and worry.

MyBudget helped Sean and Linda develop better money management skills. We can help you, too.

MyBudget changed Sean and Lynda’s life forever by helping them take control of their finances. Having paid down their debts, the couple are now excited to watching their savings growing.