At MyBudget we constantly observe the tremendous stress that financial problems and poor money management can cause. People divorce over it. Businesses collapse because of it. Whole countries slip into turmoil over it.
Money problems have a variety of causes. It can start with overspending, a reliance on credit, poor personal budgeting or bad money management skills. Other times, financial hardship can be caused by sudden changes in life—a job loss, illness, relationship breakdown, costly car repairs or an unexpected vet bill.
It’s important to address your financial problems quickly. The consequences of delayed action are not only expensive; financial hardship can eventually affect your health, relationships, work performance and happiness.
MyBudget specialises in debt help.
MyBudget has become famous across Australia for helping people gain control of their finances. Whether you need help with debt reduction, money management, personal budgeting, bad debt consolidation or simply learning how to save, tens of thousands of MyBudget clients prove that our methods work.
For the majority of MyBudget clients, the sense of relief is almost immediate. Our debt solutions and money management approach relieves the burden of financial stress from the individual so that they can start enjoying their life again knowing that their finances are under control.
How will MyBudget reduce my stress?
It starts with a free consultation where we will assess your financial situation in detail. As well as analysing your income and expenses, we closely examine your debt situation. This is an opportunity to gain a deep insight into your financial situation. Many people discover that their situation is less dire than they imagined. Every person learns exactly what their options are and what steps need to be taken.
Even if you decide not to proceed with MyBudget, your customised budget plan and our recommendations are yours to keep for free.
Our caring personal budgeting specialists will help you create a budgeting plan for you or your household. The budgets we prepare are true financial plans. As well as taking your household and daily living expenses into account, your #TAGS#PERSONALBUDGETING# plan will detail your finances over a 12 month period. Working closely with you, we’ll be able to determine exactly how much income you have available to repay your debts and on what terms. The result will be a fully-customized, sustainable debt relief plan.
What else can MyBudget do for me?
If you do become a MyBudget client, we can communicate with your creditors on your behalf and negotiate realistic payment plans with them—repayments based on what you can afford. Our vast experience in debt negotiation means that we know what sorts of terms are achievable. In many instances, we can negotiate for interest rate and repayment reductions or even arrange for payments to cease for a period of time while you get back on track.
You’ll experience almost immediate debt relief when MyBudget becomes the contact point for your creditors. No more harassing phone calls or letters, no more sleepless nights worrying about overdue bills or repayments you can’t meet.
MyBudget clients experience incredible levels of success because we do the heavy lifting for them. We manage our clients’ money on their behalf by ensuring that their bills are paid on time, creditors are taken care of, savings are deposited and, most importantly, that there’s always enough money to meet living and lifestyle expenses.
Think of MyBudget as your dedicated personal trainer. But instead of simply designing a program, we do the hard work for you. You decide what your priorities and goals are—for example, you might want to get out of debt, save for a house, stop living pay-to-pay—and MyBudget works with you to keep you on track and moving forward.
We’ll also take the guesswork out of any future financial decisions you have to make, large or small. You may be wondering if you can afford a bigger house, a new car, a Foxtel subscription or some extra Christmas presents. MyBudget can analyse your situation and make a recommendation.
As you can see, MyBudget is more than a provider of debt solutions. While MyBudget works away in the background, you’ll also be learning good money management skills which will ultimately become lifelong habits. You’ll learn how to get out of debt and stay out of debt.
Are there any lock-in contracts with MyBudget?
No. There are no lock-in contracts with MyBudget. We have literally thousands of active clients in our system who can leave at any time. It’s a testament to our level of service and commitment that these clients continue to remain with MyBudget. Many of them are already out of debt, but stay with us to keep powering ahead.
Our customised systems have taken years to develop and we are committed to continually improving our services with the help and feedback of our clients.
What are the steps to living free of financial stress?
The first step is to pick up the phone to book a free, confidential consultation with MyBudget. Alternatively, you can request a free consultation online. A consultation costs absolutely nothing. There are no obligations whatsoever.
Our personal budgeting consultants are experts in debt help and money management. They are also incredibly understanding. We appreciate that talking about your financial circumstances may be difficult, but we can assure you that no problem is too big or too small for us to tackle. As our client Sean reminds people, “It doesn’t cost anything to go in and see MyBudget and it’s not an indignity to say ‘hey, I’m in trouble’ and ask for some help.”
What are you waiting for?
MyBudget’s help relieved Yvonne from financial stress and anxiety. We can help you, too.
The debt solutions and money management plan MyBudget implemented for Yvonne rescued her from insomnia, stress and major anxiety, not to mention personal insolvency.




Yvonne:
"MyBudget saved my life. Without them I wouldn't be here today. No more do I get anxious when the phone rings...." says Yvonne.
To learn about other people's experiences with MyBudget, click here.
You have nothing to lose and everything to gain. A free consultation will cost nothing but your time.
A free consultation with MyBudget is an opportunity to gain deep insights into your financial situation and all of your options. Even if you decide not to become a MyBudget client, the budget plan we prepare for you is yours to keep at no charge.
Change doesn’t have to be difficult. The first step is always the hardest, but in this case it’s as simple as making a phone call. Take the step today to get out of debt and start saving. It’ll be the best decision you’ve ever made.
Call 1300 300 922 or click here to book your free consultation now.
Want to know more? Click here to learn more about how MyBudget works.