Help get control of your Money

If you’re struggling with money management, you’re not alone. At MyBudget we see thousands of people every year who tell us the same thing—that they’re constantly juggling to make ends meet. After they’ve paid their bills and debts, there’s little money left over for life’s essentials such as groceries and petrol, let alone life’s pleasures. They live from one pay cheque to the next and never get ahead.

We’re here to say that you can break that cycle. The success of thousands of MyBudget clients proves that you can take control of your money.

Better money management is the key to gaining control of your finances.

You may be thinking, “I’ve tried to manage my money better. I put a budget in place, but it didn’t work.” Well, here’s the thing: The factors that go into good money management are not complex or difficult to understand, but they are often hard to put into practice. For example, most people can formulate a budget, but very few people can stick to a budget without assistance (read Nicole’s story).

At MyBudget, the money management plans we create and manage for our clients are not just week-to-week, pay-to-pay budgets. They are true financial plans which span a much longer period of time. They are not one-size-fits-all solutions. Your budget is designed specifically for you and your financial goals.

MyBudget’s money management approach works because we do the work with you.

We like to think of it as a team effort. We partner with you to get you on track and to stay on track. It’s like having a personal trainer. But instead of just designing a program and telling you what to do, MyBudget does the heavy lifting for you.

MyBudget will ensure that your bills are prioritised and paid on time. We’ll communicate with your creditors on your behalf so that you no longer have the stress of dealing with them. We can also look at reducing your payments or interest charges by negotiating with your creditors.

All you have to worry about is sticking to your weekly living budget. The rest is taken care of. You’ll also know that your living expenses have been carefully calculated to include everything you need—petrol, bus tickets, groceries, medicines, cigarettes etc.

Every personal budget plan we create includes a savings plan. This is very important—a money management strategy must not only reduce debt, it must also provide a safety net of savings in case of emergencies and inevitable rainy days.

As MyBudget works away in the background, you learn valuable money management skills that ultimately become lifelong habits. Many of our clients observe that through MyBudget they learnt to understand the value of money, to control their spending, stop living on credit, set and achieve savings goals, and finally live free of financial stress and worry.

Different stages in life demand different money management strategies.

Different stages or events in our lives bring different challenges that demand different money management strategies. We recognise that your life will change and that your budget will need to change with it. MyBudget has a customer service team on standby to work with you and adjust your budget whenever a need arises. No issue is too big or too small. Our help is only ever a phone call or email away.

We’ll also keep a watchful eye on your budget and contact you if we notice any problems or worrying trends. We’re here to make sure that your money management plan stays on track and that you achieve your goals.

Take control of your money through better money management.

When you become a MyBudget client, you don’t lose control of your money, you take control of it. You know exactly where your money is going and that your bills will be paid on time.

You still have money in your pocket to cover your living and lifestyle expenses—a weekly amount that you decide on with your personal budgeting consultant. You can request extra money as needed, and you’ll always know how much surplus you have in your budget.

You can view your budget plan 24 hours a day, seven days a week via our secure
Client Website. You can log into your account at any time to view your savings, payments and other transactions. After all, tracking your own progress is a vital aspect of good money management.

MyBudget helped Jade overcome her money management problems. We can help you, too.

Jade joined MyBudget when she realised that poor money management skills were getting her further into debt. MyBudget negotiated debt reductions with some of Jade’s creditors and created a tailored personal budget plan for her which is teaching Jade valuable money management skills.