Crocheted doilies, cross-stitched handkerchiefs, little soaps in the shape of a rose—these are the sorts of homemade gifts each of us has received (and/or given) at some time or another. No offence to doilies, but let’s control-alt-delete the standard homemade gift list and replace it with cool items that people will actually love and use. Make sure you get the kids involved, too. Continue reading
The warmer weather’s finally here and I love seeing all the extra cyclists on the road. Cycling is a great way to boost your health and budget. Based on average vehicle running costs, swapping your car for a bike will save you $7,000+ per annum and will reduce your carbon footprint by about six tons a year. Riding to and from work for just 15 minutes each way also meets the recommended daily exercise requirements. The most important thing, however, is to keep our cyclists safe. Continue reading
I love animals and the joy they bring, and I think it’s wonderful that hundreds of families across Australia will adopt pets over Christmas and the school holidays. Unfortunately, however, hundreds of others will be abandoned because people often underestimate the cost and responsibilities of pet ownership. That’s why I recommend, before you buy a puppy or kitten, to go through this checklist first. Continue reading
After writing a post about how to check your credit report, I got a number of questions from people including is credit repair possible? And can default listings and payment history be altered or removed from a credit file? The answer is typically murky – it will really depend on the circumstances. Let’s start by clarifying the sorts of information stored on your credit report. Continue reading
Will your kids be celebrating Halloween on Friday? Like everything else American, I guess it was inevitable that the combination of costumes and lollies (or should I say “candy”) would eventually make it over here.
If you’re strapped for time like me, here are some budget-friendly last-minute Halloween costume ideas: Continue reading
I was in the supermarket last week when I heard one woman say to another, “Gee the cost of meat is getting ridiculous.” She’s right. Meat, particularly good quality meat, will test nearly any household budget, especially if you’re serving it every night. The price of meat is yet another great reason to increase your veggie intake and improve your budget. Continue reading
Are you behind in your car loan payments? Are you afraid of having your car repossessed? Let’s look at your options. Continue reading
One of the best ways to boost your budget is with a pay rise, and if you’re looking for a new job or planning to ask your boss for a raise, you’re going to need a good resume. In my video blog this month, I talk about what recruiters like to see and how you can make your resume even stronger.
“My first full day of bankruptcy was surreal. I didn’t feel any different but I had a sense that somewhere, somehow, the machinations of the world outside were groaning and clunking to turn the ship so slowly that I barely saw the light changing direction. … A tree was falling in my forest and I could barely hear it myself.” –Girl Bankrupted
At MyBudget, we look at all your options, and consider bankruptcy a last resort and only when it’s absolutely the most suitable way to go. Less than five per cent of people who join MyBudget go through with bankruptcy. We help the remaining 95 per cent avoid insolvency and its far-reaching consequences through budgeting.
When it comes to bankruptcy, the journey can be very confusing. There are lots of companies that promote insolvency services, but very few sources of information about what it really means. One MyBudget client decided to change all that by documenting her bankruptcy experience in a blog called Girl Bankrupted. Continue reading
Can you believe it? It’s only 13 weeks to Christmas, one of the most expensive times of the year. But the more planning you do now, the more affordable — and less stressful — your festive season will be. Here’s a Christmas budget checklist to help you get started. Continue reading