When it comes to buying a car, the ticket price is just the beginning. On-road costs and running expenses quickly add up. In this case study, we estimate the total first-year costs of car ownership for a fictional buyer called Sara. Sara is female, 25 years old, living in Victoria and about to become the owner of a used 2011 Barina worth $10,000. What else does Sara need to budget for? Continue reading
Next Wednesday, 22 April 2015, will be Earth Day, a day that aims to raise global awareness about environmental issues. Have you ever wondered how much impact your lifestyle has on the planet? The Earth Day organisers have designed a nifty footprint calculator that measures how your activities and consumption habits affect the environment and what you can do to make your footprint smaller. Continue reading
The concept of “staycationing” is becoming increasingly popular and, in this month’s video blog, I argue that it can be just as fun and memorable as a normal holiday. Plus there are the advantages of less cost and less stress. Here are my tips for making the most of a holiday at home.
Looking for a good book to read over Easter? Here are three, easy-reading classics for your personal finance library. Continue reading
It’s official—we can’t stay put! The number of Australians taking overseas trips has doubled in the last 10 years and our annual expenditure has reached a whopping $33.5 billion.
School holidays are coming up which means those of us with kids are busy plotting ways to keep them entertained. Here are my tips for enjoying the holidays without breaking the bank. Continue reading
In honour of International Women’s Day on the 8th of March, this month’s video blog is about the importance of money management for women and some of the things women can do to ensure lifelong financial fitness.
When you’re drowning in credit card debt, a 0% balance transfer can feel like a lifeline. And sometimes it is. But there are also lots of people who find themselves even deeper in debt and stress as a result. Let’s talk about why a balance transfer might not be the cure-all you’re hoping for. Continue reading
March is just around the corner and it’s the month when Australia comes alive with festivals and concerts. There’s much to look forward to, so let’s talk about the importance of budgeting for fun. Big financial goals are important, but it’s great to have smaller goals in your budget, too. Fun stuff—like budgeting for a concert ticket or a night out with friends—provides a sense of achievement while you chip away at your long-term goals. Continue reading