Winter is just around the corner, so the usual outdoor distractions—parks, playgrounds, beach visits, walks and bike rides—are going to become less appealing. With that in mind, here are 10 cost-wise things to do on a cold, rainy day. Continue reading
Are your kids cashed up? My older two got some money from family members for Christmas and are still plotting ways to save/spend it. A national survey shows that nearly 90 percent of six to 13 year-olds got cash for Christmas, with over 60 percent pocketing $50 or more. When asked what they intended to do with the money, around 40 percent planned to put it in the bank, while 30 percent were saving for a big item, such as a bike. How about your kids—are they savers or spenders? Continue reading
This Sunday 10th of May is Mother’s Day and this month’s video blog is dedicated to all the mums out there. Even if money is tight, there are plenty of ways to show Mum she matters without busting your budget.
They say the only thing a baby needs is love and cuddles. And nappies. And perhaps a cot, pram, change table, wet wipes, clothes and toys. Lots of toys. Did we mention an approved car seat? Those cute, little, newborn bundles can sure be budget busters. To help families with financial planning, we are pleased to estimate the first-year costs of having a baby for first-time parents and we share our tips for keeping costs down. (Our estimates do not include costs associated with prenatal, postnatal or pediatric medical care. For those costs, please talk with your care providers and/or health insurer.)
When it comes to buying a car, the ticket price is just the beginning. On-road costs and running expenses quickly add up. In this case study, we estimate the total first-year costs of car ownership for a fictional buyer called Sara. Sara is female, 25 years old, living in Victoria and about to become the owner of a used 2011 Barina worth $10,000. What else does Sara need to budget for? Continue reading
Next Wednesday, 22 April 2015, will be Earth Day, a day that aims to raise global awareness about environmental issues. Have you ever wondered how much impact your lifestyle has on the planet? The Earth Day organisers have designed a nifty footprint calculator that measures how your activities and consumption habits affect the environment and what you can do to make your footprint smaller. Continue reading
The concept of “staycationing” is becoming increasingly popular and, in this month’s video blog, I argue that it can be just as fun and memorable as a normal holiday. Plus there are the advantages of less cost and less stress. Here are my tips for making the most of a holiday at home.
Looking for a good book to read over Easter? Here are three, easy-reading classics for your personal finance library. Continue reading
It’s official—we can’t stay put! The number of Australians taking overseas trips has doubled in the last 10 years and our annual expenditure has reached a whopping $33.5 billion.
School holidays are coming up which means those of us with kids are busy plotting ways to keep them entertained. Here are my tips for enjoying the holidays without breaking the bank. Continue reading