As far as I know, there are no hotels that let you build your own campfire or cook marshmallows on sticks. Not unless you seriously break the rules. Camping, on the other hand, has all that and more. Nothing beats it for affordability, and there are lots of other benefits, too. (Make sure you keep reading for a very special camping offer for MyBudget clients and staff members.) Continue reading
Do you have one of the new bank cards that lets you make contactless payments? Tap-and-pay payments (Paywave and PayPass) have really taken off in Australia. This month, I talk about the technology, security considerations, and what it means for your budget.
I usually find the reason is poor planning. I’ve either failed to menu plan so the food spoils before I use it or I haven’t stored it properly. (I’m notorious for being in such a hurry that I throw the shopping into the fridge then wonder two days later why a fresh bunch of coriander hiding under a bag of apples suddenly looks like seaweed.)
Just by taking a little extra time when we bring our groceries home we can save hundreds of dollars a year by avoiding waste. Here are some ideas: Continue reading
Would you like to earn extra income, but don’t have time for a second (or third) job? Here are some quirky ways people are making more money. Continue reading
March is the national month for festivals, concerts and other fun stuff, which is why this month’s video blog is all about the importance of budgeting for fun. Many of your financial goals will be big (like saving for a house or car), but it’s also good to have smaller goals in your budget. Fun stuff, like budgeting for a concert ticket, gives you milestones to look forward to while you work towards your long-term aims.
If you scroll down, I’ve also provided a list of some of the country’s major events this month with dates and web links. Have fun!
Selection of March 2014 events going on around the country
- Adelaide Fringe Festival (SA), 14/2-16/3 www.adelaidefringe.com.au
- Byron Bay Film Festival (NSW), 28/2-9/3 www.bbff.com.au
- Enlighten Canberra (ACT), 28/2-8/3 www.enlightencanberra.com
- Adelaide Festival (SA), 28/2-16/3 www.adelaidefestival.com.au
- Melbourne Food & Wine Festival (VIC), 28/2-16/3 www.melbournefoodandwine.com.au
- Quiksilver Pro Gold Coast (QLD), 2-13/3 www.quiksilverlive.com/progoldcoast
- WOMADelaide 2014 (SA), 7-10/3 www.womadelaide.com.au
- Moomba 2012 (VIC), 7-10/3 www.moomba.com.au
- Sculpture by the Sea Cottesloe (WA), 7-24/3 www.sculpturebythesea.com
- Top Gear Festival Sydney (NSW), 8-9/3 www.topgearfestivalsydney.com.au
- Formula 1™ Grand Prix (VIC), 13-16/3 www.grandprix.com.au
- Melbourne Fashion Festival (VIC), 17-23/3 www.lmff.com.au
- Melbourne Flower & Garden Show (VIC), 26-30/3 www.melbflowershow.com.au
- Melbourne Comedy Festival (VIC), 26/3-26/4 www.comedyfestival.com.au
Last week I wrote about helping ageing parents with their finances. This week I want to talk about the other end of the spectrum—adult children living at home. At MyBudget, we regularly help people who are trying to prepare for retirement but still have grown-up kids living with them. They love their kids, but they worry about what it means for their finances.
It’s a complex issue. For the most part, young adults want to be independent and there are a variety of reasons why they might stay at home. The over-representation of young people in unemployment and low wage conditions is one factor, but there are also those who see living at home with Mum and Dad as a sweet deal. (You’d be surprised how many big kids are living rent-free.) Continue reading
There’s a saying I once heard: If you want to live a long life, you have to look forward to a lot of old age. And Australians are certainly getting older. In the early 1970s, people aged 65 or older made up just eight per cent of our population; by 2001, they represented 13 per cent and in the coming decades are estimated to reach around a quarter of the total population.
It’s inevitable then that more people will need to help ageing family members with financial decision-making and money management. For individuals, the level of involvement needed will depend a lot on their parents’ financial position and their ability to manage their own affairs.
The question is: What’s the best way to tackle discussions with ageing parents about their finances? Continue reading
February is the month for barbeques, beer, backyard fun and… burglaries. Our houses are more open and empty in the summer, and crooks know it. But there are some easy, affordable ways to make your home more secure. Continue reading